Employee Benefits
Right Fit Health Plans: Expert Care for Teams Big and Small
Customized Coverage
Competitively Priced
24*7 Claims Support
Seamless Policy Management
OVERVIEW
Unlock the Benefits of Group Health Insurance with Supremacy
Group Health Insurance, a fundamental aspect of employee benefits, provides crucial coverage to groups such as company employees or organizational members. At Supremacy, we specialize in empowering businesses like yours with comprehensive Group Health (Floater) Insurance solutions.
One of the key advantages of Group Health Insurance is its affordability, making it a financially viable option for both employers and employees. With Supremacy, you gain access to cost-effective plans tailored to your organization's needs.
Our Group Health (Floater) Insurance plans offer extensive coverage, including hospitalization, surgeries, medications, and post-hospitalization expenses for up to 60 days. We also provide add-on options for maternity expenses, pre-existing conditions, and outpatient treatments, ensuring comprehensive protection for your team. Moreover, our Group Health Insurance policies have no pre-existing condition exclusions. We prioritize seamless access to healthcare for all employees, irrespective of their health history, ensuring their well-being is never compromised.
As your brokerage partner, Supremacy facilitates the acquisition of Group Health Insurance for your organization. We work closely with leading insurance providers to offer simplified, customized solutions tailored to your unique requirements.
Many businesses entrust Supremacy to handle their Group Health Insurance needs, leveraging our expertise to navigate the complex insurance landscape. We streamline the process, offering guidance and support every step of the way.
Why D&O matters
Legal Defense Support
Essential for navigating India's legal complexities, covering costs arising from defending directors in lawsuits.
Compliance Assurance
Protects against fines and penalties in India's strict regulatory environment, ensuring governance compliance.
Talent Attraction
Enhances the company's appeal to high-caliber professionals by mitigating personal financial risks.
Asset Protection
Shields personal and company assets from litigation expenses, crucial for maintaining financial health.
Reputation Preservation
Assists in managing and mitigating negative publicity from legal disputes, vital for sustaining integrity.
Investor Confidence
Signals robust risk management, fostering trust among investors critical for business growth.
WHY D&O MATTERS
Key Reasons to Secure D&O Insurance
BENEFITS
Enhancing Lives, Enriching Workplaces: Comprehensive Benefits for All
Cost Efficiency in Coverage:
-
Leverage the economies of scale to provide extensive health coverage at reduced premium costs compared to individual health plans, making it a financially smart choice for your business.
Tax Incentives:
-
Benefit from tax deductions under applicable laws, which can lower your company’s overall tax liability, adding a financial perk to offering health benefits.
Enhanced Employee Retention:
-
Attract and retain top talent by offering a competitive health insurance package that values employee well-being, thereby reducing turnover and fostering loyalty.
Support Employee Wellness:
-
Contribute to a healthier workforce by covering preventive care services, which can reduce absenteeism and improve productivity through better overall health.
Digital and Flexible Management:
-
Utilize modern digital platforms for managing your health insurance scheme, offering flexibility and ease of use for both you and your employees, and demonstrating your company’s commitment to innovation and efficiency.
.png)
No Waiting Period
Instant access to health benefits from day one, eliminating waiting periods for pre-existing conditions, ensuring employees and their families receive prompt care when needed
No Medical Check-Ups Required
Simplifying the enrollment process with no mandatory medical examinations, facilitating quick and easy access to comprehensive health benefits for all team members
Extended Family Coverage
Offers the option to include family members under the employee’s coverage, ensuring that the well-being of the whole family is taken care of, not just the individual employee
Pre-existing Disease Coverage
Streamlined cashless hospitalization and claims process, backed by dedicated support teams, ensuring a hassle-free experience during times of need
Comprehensive Maternity Coverage
Includes extensive maternity benefits, ensuring expectant mothers receive the care and support they need, covering prenatal, delivery, and postnatal care, making this life-changing journey as smooth and worry-free as possible.
Cashless Claims Support
Comprehensive support for cashless claims, ensuring swift processing and seamless settlement directly with healthcare providers, easing the financial burden on members during medical emergencies.
FEATURES
Enhanced Wellness Advantage: For Teams & Beyond!
Hospital Stay Costs: This includes expenses for room occupancy, nursing care, and similar costs incurred during a hospital stay.
Outpatient Services: Covers consultations, diagnostic procedures, and treatments that don't necessitate an overnight hospital stay.
Before and After Hospital Care: Ensures coverage for medical costs before admission and after discharge from the hospital.
Maternity Support: Certain policies provide support for pregnancy and childbirth-related expenses.
Mental Wellness: Reflecting a holistic approach to health, coverage now often extends to include mental health services.
Critical Illness Support: Some policies offer additional coverage for life-altering conditions, aiding with the financial burden of critical treatments.
COVERAGE
Group Health Coverage Details
CLAIMS
Efficient Claims Processing: Your Path to Hassle-Free Coverage
At Supremacy, we understand the importance of efficient claims processing for our clients. With our comprehensive insurance solutions, we offer two convenient options for claims: cashless and reimbursement. Our cashless claims process ensures seamless settlement directly with network hospitals, eliminating the need for upfront payments and providing peace of mind during medical emergencies. On the other hand, our reimbursement option allows clients to choose their preferred healthcare provider and submit claims for expenses incurred, with prompt verification and reimbursement by our dedicated team. Whether it's cashless convenience or flexible reimbursement, Supremacy is committed to providing hassle-free claims support every step of the way.
Cashless Claims Process
Upon verification, the TPA issues a pre-authorization letter to the hospital, confirming coverage for the treatment. This letter serves as a guarantee of payment from the insurer, allowing the hospital to proceed with the approved treatment
03 Pre-Authorization Letter
Upon hospitalization, the policyholder provides their insurance policy details and ID card at the network hospital. This initiates the cashless claim process, facilitating direct communication between the hospital and the insurance provider.
01 Policyholder Admission
The hospital forwards treatment and insurance details to the Third-Party Administrator (TPA) for verification. This step ensures that the proposed treatment aligns with the policy coverage and helps expedite the approval process.
02 TPA Verification
Upon discharge, the insurer settles the hospital bills directly, with the policyholder responsible only for any expenses not covered by the policy. Seamless settlement process alleviates financial strain on the policyholder during a medical emergency.
04 Insurance Settlement
Reimbursement Claims Process
-
Tele-consultation
-
Covid-19 consultation
-
Second opinion consultation
-
Dental care consultation
-
Nutritional consultation
-
Calorie calculator
-
Fitness sessions
Consultation Services
-
Home care services
-
Diagnostic services
-
E- Pharmacy
-
Mental Health
Discounted Services
WELLNESS
Employee Wellness Coverage
Regulatory Compliance Violation
Scenario: The shareholders of a Mumbai-based pharmaceutical company file a lawsuit against the company's directors and officers. They allege misrepresentation of the company's financial health and failure to disclose risks associated with a new drug's clinical trials, leading to a significant drop in share prices.
Claim Details: The D&O Insurance policy is activated to cover the legal defense costs, settlements, or judgments arising from the lawsuit, protecting the personal assets of the implicated directors and officers.
Get
in Touch
The insurer verifies the claim request and processes it according to policy terms and conditions. This involves assessing the authenticity of submitted documents and ensuring compliance with policy guidelines before proceeding with claim settlement.
03 Verification & Processing
The insured pays all medical bills and expenses during hospitalization and retains original bills for claim submission. This step requires careful documentation to ensure accurate reimbursement of expenses incurred.
01 Payment & Documentation
The insured submits original bills and a completed claim form to the insurer, typically available online or at insurer offices. This initiates the reimbursement claim process, providing the insurer with necessary documentation for claim verification.
02 Claim Submission
Upon verification and confirmation of credible bills, the insurer disburses the claim payment to the policyholder's account. This timely reimbursement helps the policyholder recover financial costs providing essential support during times of medical need.
04 Payment Settlement
Why Choose "Supremacy"
Cost-Effective Plans
Our extensive network and strong relationships with top insurers enable us to negotiate competitive rates for GHI plans. We focus on providing cost-effective solutions that maximize coverage while minimizing premiums.
Cost-Effective Plans
Our extensive network and strong relationships with top insurers enable us to negotiate competitive rates for GHI plans. We focus on providing cost-effective solutions that maximize coverage while minimizing premiums.
Cost-Effective Plans
Our extensive network and strong relationships with top insurers enable us to negotiate competitive rates for GHI plans. We focus on providing cost-effective solutions that maximize coverage while minimizing premiums.
Cost-Effective Plans
Our extensive network and strong relationships with top insurers enable us to negotiate competitive rates for GHI plans. We focus on providing cost-effective solutions that maximize coverage while minimizing premiums.
Cost-Effective Plans
Our extensive network and strong relationships with top insurers enable us to negotiate competitive rates for GHI plans. We focus on providing cost-effective solutions that maximize coverage while minimizing premiums.
Cost-Effective Plans
Our extensive network and strong relationships with top insurers enable us to negotiate competitive rates for GHI plans. We focus on providing cost-effective solutions that maximize coverage while minimizing premiums.